Credit cards has been very helpful to alot of people. I still believe that having a credit card is not a bad thing especially when emergency strikes. When applying for a credit card I want it to be low in interest rates especially if it will take me time to pay for it. So, I have been looking for a great credit cards to have. I found these credit cards that are great to have because they have low interest rates and you get 0.5% cashback everytime you spend a penny. They also have excellent customer service for all the questions you might have. I know now that having a credit card is a great thing because it gives you the power to buy stuff conveniently but you got to have the discipline to control your spending. You can even access your account 24/7 a day with a click of a mouse. So if you are looking for credit cards which you can trust Smile is the answer.
Here's what you get for being a Smile costumer:
* 3.04% AER on your entire credit balance, that's over 30 times more interest than some other banks pay
* 12 month £500 fee-free overdraft, at only 11.9% EAR
* special rates on our savings account and cash mini ISA
* all the convenience of banking online but with 24 hour support by e-mail or phone from our UK call centre
* a strict Ethical Policy, which means your money will never be invested in unethical organisations
* we'll switch your old current account for you - hassle free. It usually takes just 14 days.
So apply today!
