There are so many credit cards offer out there. I receive letters from credit card companies every single day. Nothing really catches my eye because I'm looking for credit cards that is low in APR. I don't want to use a credit card that has high interest rates because it's like paying just the interests every month. I found a credit card deal that I cannot refuse. MINT Credit cards offer 0% on balance transfers and purchases until January of 2008. The credit card is also accepted worldwide so wherever you may be you have the convenience of using the Mint Credit card. If you are looking for a credit card that you can depend on try looking into Mint Credit Cards and you might find something there. Credit cards are a great to have because it is convenient and most of the time they have cashback. So every dollar you spend you get something back.